Disclosure

What does Kilowatt CCU do with your personal information?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. We are required to tell you how we collect, share, and protect your personal information. Please read this notice carefully to fully understand what we do.

 

What?

The types of personal information we collect and share can include:
1. Social Security number and account balances
2. assets and credit history
3. payment history and transaction or loss history
*When you are no longer a member of Kilowatt, we continue to share your information as described in this notice.

 

How?

All financial companies need to share members’ personal information to run their everyday business. The following list contains what we can share.
*Everyday business purposes** to process your transactions, maintain your account(s), respond to Court orders and legal investigations, or to report to credit bureaus.
*For our Marketing Purposes** to offer our products and services to you
*For Joint Marketing with other financial companies

Questions? Call 573-635-2685 or go to www.kilowattcu.com

 

How does Kilowatt CCU protect your personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Kilowatt CCU collect your personal information?

We collect your personal information, for example:
When you open an account or pay your bills.
Apply for financing.
Show your driver’s license.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

DEFINITIONS

AFFILIATES: Companies related by common ownership or control. They can be financial and non- financial companies.
*Kilowatt CCU does not have any affiliates**

 
NONAFFILIATES: Companies not related by common ownership or control. They can be financial and non-financial companies.
*Kilowatt CCU does not share with our non-affiliates so they can market to you**

 
JOINT MARKETING: A formal agreement between non-affiliated financial companies that together market financial products or services to you.
*Our joint marketing partners include advertising/marketing agencies, CUNA Mutual Group’s MEMBERCONNECT, credit card companies, loan recapture programs, and financial advisors**